About
Ten years as an app’s unpaid bookkeeper.
Then I built the app that could answer a simple question about my own money. This page is the ten years, the name, and the company that stands behind the ledger. It is signed by the founder, because there is one.
The ten years
For ten years I kept my finances in Banktivity, then took a lap through Monarch, Copilot and YNAB, and none of them held 60-plus accounts in four currencies without me doing the app’s work for it, which is exactly the job Quaestor was built to take off my hands.
I run 66 accounts at 18 institutions on three continents. Thirty-six of them are credit cards, and yes, I know. Every month my old app synced them all and then filed my $13,878 card payment, paid from my own checking account, as an expense in some account it had nothing to do with. I spent fifteen hours a month fixing mistakes like that. I dreaded opening the thing. Somewhere in year nine I realized I had become its unpaid bookkeeper, and it still couldn’t answer a simple question about my own money.
So I built the app that could. It holds 5,410 of my transactions, back to May 2012, 1,017 receipts, 54 recurring payments it watches for me and 97 internal transfers it caught without being asked. First thing every morning I open the dashboard and look at three numbers: cash outlook, real net worth, and what’s due. Thirty seconds. Then I close it. That is the whole point of a ledger you trust. It gives you your attention back.
My own ledger, September 2026
- live accounts
- 66
- live bank connections
- 20
- institutions on three continents
- 18
- currencies, one net worth
- 4
- credit cards
- 36
- internal transfer pairs caught
- 97
- transactions, back to May 2012
- 5,410
- receipts on file
- 1,017
- recurring payments tracked
- 54
Why it’s called Quaestor
A quaestor was the Roman magistrate who kept the treasury: counted what came in, paid out what the Senate approved, and answered for the balance. The name means money with accountability and authority in the same hands, and I chose it for a reason: authority without accountability is corruption. That applies to software too.
Any app that can move your money has authority. Quaestor can read your money. It cannot touch it. And it answers for every number it shows you: a transfer shows both of its legs, a total shows what it is made of, and the cash outlook writes its assumptions down next to the estimate instead of hiding them behind a confident font.
How this company makes money
One way. You pay a subscription, billed through Stripe, and that is the entire business model. No ads. No selling data. No commissions from anyone for steering you into a card or a loan. If the ledger does not earn its $12.99 a month, you cancel in Settings and I have to build something better. I like that arrangement. It keeps the incentives where they belong.
Quaestor Ledger is operated by SilkTech, LLC, a Texas limited liability company doing business as Quaestor Ledger, with its registered office in McKinney, Texas.
What we will never do
Setup asks you for two things that could move money if they leaked, a bank login and a payment card, and neither one is ours to hold. Bank connections are created through Plaid’s hosted, read-only flow, so your bank password never reaches us; what we keep is an encrypted token that can only read. Payment cards are collected and stored by Stripe, so card numbers never reach us either. Quaestor Ledger never initiates a payment or a transfer, never changes anything at your bank, and never uses your financial data to train AI systems. The Security & Trust page has the specifics, and the Privacy Policy has the same facts in longer sentences.
— Founder, SilkTech, LLC d/b/a Quaestor Ledger
Contact & company details
- Legal entity
- SilkTech, LLC d/b/a Quaestor Ledger
- Registered office
- 6800 Weiskopf Avenue, Ste 150
McKinney, TX 75070, USA - Phone
- +1 (937) 500-3488
- Support
- support@quaestorledger.com
See it on your own accounts.
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