Stop fighting with basic budgeting apps.
Quaestor Ledger pairs AI with a proprietary transfer-detection engine to instantly untangle internal transfers, visualize your true cash flow, and answer complex questions about your spending across 50+ accounts.
Start your 7-day free trial. Card required, but you won't be charged today. Cancel anytime.
50+ account view
Designed for people whose financial life spans many institutions, account types, and currencies.
AI chat agent
Ask complex questions about spend, subscriptions, transfers, and cash flow without exporting data.
Multi-currency net worth
Track USD, EGP, and other balances in one exchange-aware dashboard.
Financial Intelligence
Sankey clarity meets conversational analysis
See true cash flow beside AI answers, with account balances masked as $*** for privacy-first screenshots.
See your actual burn rate.
Moving money to savings isn't an expense. Our transfer-detection engine automatically flags internal transfers and filters them out so you see your true adjusted spend.
Read-only by design. Your data stays yours.
We connect to your banks read-only and do not use your financial data to train AI systems. AI services are configured to restrict training use where available. See our Security page for the short trust version.
Visual cash flow. Zero pivot tables required.
Whether you have 3 accounts or 100, Quaestor Ledger aggregates your entire financial footprint into beautiful, actionable dashboards.
The Chat
Don't export a CSV. Just ask your ledger.
Stop building pivot tables. Ask Quaestor Intelligence to find your biggest recurring expenses or identify subscription creep via chat.
The Flow
Interactive Sankey Diagrams.
Watch exactly how your money flows from income, to assets, to real expenses in a dynamic money map.
The Multi-Currency
Native Multi-Currency Tracking.
Earn in USD, spend in EGP. Track your global net worth without doing mental math or breaking historical charts.
The Receipts
Smart Receipt Parsing.
Snap a photo and let AI extract the merchant, line items, and totals instantly.
The ledger built for complex wealth.
If you've outgrown Monarch, YNAB, and spreadsheets, you're in the right place.
50+ Account Scale
Connect checking, savings, credit cards, investments, loans, cash, and more without turning your dashboard into a spreadsheet maze.
Live FX Rates
Track global net worth across USD, EGP, EUR, and beyond with exchange-aware balances and historical reporting.
Automatic Transfer Detection
Detect money moving between checking, savings, cards, and brokerages so internal transfers do not inflate your spend.
12,000+ Plaid Institutions
Use read-only Plaid connections to aggregate mainstream banks, credit cards, brokerages, and loan accounts.
AI Receipt Parsing
Snap or upload a receipt and let AI extract the merchant, line items, taxes, tips, totals, and currency for review.
Receipt-to-Transaction Matching
Automatically connect receipt proof to the matching bank or card transaction, then surface anything still unmatched.
Go deeper on what Quaestor Ledger does.
Five capabilities built for complex, multi-currency finances — explore each in detail.
AI chat assistant
Ask questions about your own ledger and receipts — read-only and scoped to your data.
Learn moreMulti-currency net worth
Track net worth across currencies with live FX and per-account currencies.
Learn moreTransfer detection
Keep internal transfers out of your real spending and burn rate, automatically.
Learn moreReceipt matching
AI-parsed receipts matched to the right bank or card transaction.
Learn moreBank sync
Read-only Plaid bank sync across 12,000+ institutions, built for 50+ accounts.
Learn moreWhy I built Quaestor Ledger:
"I was a dedicated Banktivity user for over a decade. I tried Monarch, Copilot, and YNAB. But none of them could handle my life: dozens of accounts, multiple currencies, and complex cash flow. I spent hours manually untangling internal transfers just to see my real run rate. I built Quaestor Ledger to automate the heavy lifting. If you have complex finances, this is the dashboard you've been waiting for."
Two paid plans. One full product.
Choose monthly or yearly billing for the same financial intelligence dashboard: bank sync, AI chat, transfer-aware cash flow, multi-currency reporting, and smart receipt parsing.
Start your 7-day free trial. Card required, but you won't be charged today. Cancel anytime.
Monthly
7-day free trial, then billed monthly.
Best if you want the full workflow now with the lowest commitment.
Yearly
7-day free trial, then billed annually.
Best if Quaestor Ledger is becoming your day-to-day system for complex cash flow, AI analysis, and multi-account visibility.
What users unlock
Both plans include the same core intelligence layer for serious personal finance.
AI chat for complex spending, cash flow, and recurring expense questions
Internal transfer detection for true adjusted spend and burn rate
Interactive Sankey diagrams for visual money flow
50+ account scale with read-only bank sync where supported
Live FX and native multi-currency tracking across the ledger
Smart receipt parsing with merchant, line item, and total extraction
